Medical insurance for international students

Regulations on providing medical care to foreign citizens and stateless persons studying at National Research Ogarev Mordovia State University

In order to ensure the epidemiological safeness of the region, all learners must have a proof of vaccinations: Certificate of Preventive Vaccinations (form No. 156/u-93) or Inoculations received statement.

As risks of the spread of a novel coronavirus infection continues and in line with "Recommendations for the prevention of novel coronavirus infection (COVID-19) in educational institutions of higher education (MR 3.1/2.1.0205-20 )" (amendments No. 2 dated of 11.02.2021) international students arriving from countries with which flights have already been resumed must have two PCR COVID-19 Tests – one taken no earlier than three calendar days before arrival in Russian Federation and another one within 72 hours after entering the Russian Federation.

Medical proofs confirming the negative result of obtained before and after entering the Russian Federation can be provided in Russian or English.

While waiting for your PCR COVID-19 Test results after arrival in the Russian Federation, please observe self-isolation order. Therefore, international students are allowed to attend classes only if they have two negative results of the PCR COVID-19 Tests.

To get accommodation at the dormitory, learners are required the following:

  • a document (in Russian or English) confirming the negative result of PCR COVID-19 Test, taken no earlier than 3 calendar days before arrival in the Russian Federation;
  • health insurance policy (voluntary health insurance).

Medical insurance is a mandatory requirement when applying for a Russian visa in most countries. In addition, all international citizens must have medical insurance for the entire period of their stay in Russia. If your medical insurance has expired during your studies at Ogarev Mordovia State University, you can purchase a new one from the insurance companies listed below, or contact another insurance company. The insurance period is one year.

Insurance companies offering voluntary health insurance (VHI) for international students

PJSC ENERGOGARANT insurance company

Student: Care (for medical students)

Policy value / fee (per year) - 5 800 roubles. 

What services are offered:

1. Medical examination and issuance of a certificate letter on form 086/у (including X-ray test).

2. Medical examination and issuance of a health permit book to medical staff

3. HIV, hepatitis b, RW blood test.

4. Outpatient care, including specialized medical care.

5. Urgent inpatient specialized medical care, emergency hospitalization

6. Medical evacuation/repatriation.

 

Insurance coverage – 1 500 000 roubles.

Additional options (fee-based):

COVID-19 PCR test (once per coverage period) – 800 roubles;

Emergency dental care – 300 roubles.

Additional options can be appended only at the time of purchase of the insurance policy!!!


Student: Care (All learners except medical students)

Policy value / fee (per year) - 5 500 roubles.

What services are offered:

1. Medical examination and issuance of a certificate letter on form 086/у (including X-ray test).

2. HIV, hepatitis b, RW blood test.

3. Outpatient care, including specialized medical care.

4. Urgent inpatient specialized medical care, emergency hospitalization

5. Medical evacuation/repatriation.

Insurance coverage – 1 500 000 roubles

Additional options (fee-based):

COVID-19 PCR test (once per coverage period) – 800 roubles;

Emergency dental care – 300 roubles.

Additional options can be appended only at the time of purchase of the insurance policy!!!


Student: Econom (medical examination is not available)

Policy value / fee (per year) - 3 500 roubles. 

What services are offered:

1. Outpatient care, including specialized medical care.

2. Urgent inpatient specialized medical care, emergency hospitalization

3. Medical evacuation / repatriation.

 

Insurance coverage – 1 300 000 roubles

Additional options (fee-based):

COVID-19 PCR test (once per coverage period) – 800 roubles;

Emergency dental care – 300 roubles.

Additional options can be appended only at the time of purchase of the insurance policy!!!

 

Purchasing the insurance policy online:

https://students.energogarant.ru/insurance-registration?university=1564

Filing for the insurance policy takes 5-15 minutes and is available daily and around the clock.

To file for it, please, prepare:

- the number and date of issue of your international passport

- a photocopy of a student ID card (or any other document confirming the student status: order of matriculation, a certificate letter, printscreen from your personal account showing your prospective university student status, an email confirming your enrollment, etc.)

- a bank card for purchase of the policy

 

Questions?

E-mail: student-03@bk.ru
Phone: 8-800-333-85-31, 8-495-137-85-31
Office hours: Monday through Thursday: from 09:30 a.m. to 18:00 p.m.

Friday: from 09:30 a.m. to 17:00 p.m.

 

For more on insurance provisions (in Russian)


Insurance company VERNA

1.      Policy value / fee (per year) - 6 700 roubles.

What services are offered:

1. Medical examination and issuance of a certificate letter on form 086/у (including exemption from /pass for sports, learner’s health certificate).

2. HIV, HBV, HCV tests, RNP+COVID-19 PCR test (one time).

3. Outpatient services.

4. Calling a doctor (within the limits of the city) in case of emergency (one time).

5. Emergency dental care.

6. Urgent hospitalisation

7. Repatriation of the deceased.

Insurance coverage – 800 000 roubles.

 

2.      Policy value / fee (per year) - 5 200 roubles.

What services are offered:

1. Medical examination and issuance of a certificate letter on form 086/у (including exemption from /pass for sports, learner’s health certificate).

2. HIV, HBV, HCV tests, RNP+COVID-19 PCR test (one time).

3. Outpatient services.

4. Emergency dental care.

5. Urgent hospitalisation

6. Repatriation of the deceased.

Insurance coverage – 250 000 roubles.

 

3.      Policy value / fee (per year) - 3 400 roubles.

What services are offered:

1. Outpatient services.

2. Emergency dental care.

3. Urgent hospitalisation

4. Repatriation of the deceased.

Insurance coverage – 250 000 roubles.

 

Questions?

Republic of Mordovia, Saransk, Polezhaev Str., 24,

+7987-990-7777 (Viber, WhatsApp)

+78342-54-69-00 (office).

For more on insurance provisions (in Russian)

AlfaStrakhovaniye insurance company

Policy value / fee (per year) - 7 800 roubles (for medical students (women))

What services are offered:

1) Outpatient services, including specialized medical care. Insurance coverage – 500 000 roubles.

2) Urgent inpatient specialized medical care, emergency hospitalization. Insurance coverage – 500 000 roubles.

3) Medical transportation. Insurance coverage – 500 000 roubles.

4) Repatriation of the deceased. Insurance coverage – 300 000 roubles.

5) Emergency dental care. Insurance coverage – 5000 roubles.

6) Certificate letter on form 086/у + ECG + X-ray test

7) HIV, HBV, HCV tests, RNP+COVID-19 PCR test (one time).

Additionally reimbursed in case of unforeseen emergency:

Urgent calls/messages within the limits of 1000 roubles (one thousand roubles)

• Payment of urgent calls / messages (cl. 4.1.7). Transportation costs (if personal car damaged due to collision or was stolen) within the limits of 100000 roubles (hundred thousand roubles)

• The insured party travel expenses to the place of permanent residence, if the return ticket was not used due to staying at a hospital (clause 4.1.5.1.)

• Evacuation of children to the country/place of permanent residence (cl.4.1.5.5.)

 

2. Policy value / fee (per year) - 7 600 roubles (for medical students (men))

What services are offered:

1) Outpatient services, including specialized medical care. Insurance coverage – 500000 roubles.

2) Urgent inpatient specialized medical care, emergency hospitalization. Insurance coverage – 500 000 roubles.

3) Medical transportation. Insurance coverage – 500 000 roubles.

4) Repatriation of the deceased. Insurance coverage – 300 000 roubles.

5) Emergency dental care. Insurance coverage – 5000 roubles.

6) Certificate letter on form 086/у + ECG + X-ray test

7) HIV, HBV, HCV tests, RNP+COVID-19 PCR test (one time).

Additionally reimbursed in case of unforeseen emergency:

Urgent calls/messages within the limits of 1000 roubles (one thousand roubles)

• Payment of urgent calls / messages (cl. 4.1.7). Transportation costs (if personal car damaged due to collision or was stolen) within the limits of 100000 roubles (hundred thousand roubles)

• The insured party travel expenses to the place of permanent residence, if the return ticket was not used due to staying at a hospital (clause 4.1.5.1.)

• Evacuation of children to the country/place of permanent residence (cl.4.1.5.5.)

 

3. Policy value / fee (per year) - 7 000 roubles (for other/non-medical learners)

What services are offered:

1) Outpatient services, including specialized medical care. Insurance coverage – 500000 roubles.

2) Urgent inpatient specialized medical care, emergency hospitalization. Insurance coverage – 500 000 roubles.

3) Medical transportation. Insurance coverage – 500 000 roubles.

4) Repatriation of the deceased. Insurance coverage – 300 000 roubles.

5) Emergency dental care. Insurance coverage – 5000 roubles.

6) Certificate letter on form 086/у + ECG + X-ray test

7) HIV, HBV, HCV tests, RNP+COVID-19 PCR test (one time).

Additionally reimbursed in case of unforeseen emergency:

Urgent calls/messages within the limits of 1000 roubles (one thousand roubles)

• Payment of urgent calls / messages (cl. 4.1.7). Transportation costs (if personal car damaged due to collision or was stolen) within the limits of 100000 roubles (hundred thousand roubles)

• The insured party travel expenses to the place of permanent residence, if the return ticket was not used due to staying at a hospital (clause 4.1.5.1.)

• Evacuation of children to the country/place of permanent residence (cl.4.1.5.5.)

 

4) Policy value / fee (per year) - 2200 roubles

What services are offered:

1) Outpatient services, including specialized medical care. Insurance coverage – 500000 roubles.

2) Urgent inpatient specialized medical care, emergency hospitalization. Insurance coverage – 500 000 roubles.

3) Medical transportation. Insurance coverage – 500 000 roubles.

4) Repatriation of the deceased. Insurance coverage – 300 000 roubles.

5) Emergency dental care. Insurance coverage – 5000 roubles.

Additionally reimbursed in case of unforeseen emergency:

Urgent calls/messages within the limits of 1000 roubles (one thousand roubles)

• Payment of urgent calls / messages (cl. 4.1.7). Transportation costs (if personal car damaged due to collision or was stolen) within the limits of 100000 roubles (hundred thousand roubles)

• The insured party travel expenses to the place of permanent residence, if the return ticket was not used due to staying at a hospital (clause 4.1.5.1.)

• Evacuation of children to the country/place of permanent residence (cl.4.1.5.5.)

 

Questions?

430016 Saransk, Tereshkova Str., 7а

Phone: +7 (8342) 22 23 22; exten. 745712

For more on insurance provisions (in Russian)

VSK insurance company

1.Policy value / fee (per year) - 6850 roubles (medical students)

What services are offered:

1) Medical examination and issuance of a certificate letter on form 086/у (including exemption from /pass for sports, learner’s health certificate).

2) HIV, HBV, enzyme-linked immunosorbent RW blood assay

3) COVID-19 PCR test (for primary diagnostics).

4) Outpatient services.

5) Calling a doctor (within the limits of the city) in case of emergency (one time).

6) Emergency dental care.

7) Urgent hospitalisation

8) Repatriation of the deceased.

Insurance coverage – 1 000 000 roubles.

Additional options:

medical examination and issuance of a certificate letter on form 086/у

 

2) Policy value / fee (per year) - 6340 roubles (for other /non-medical learners)

What services are offered:

1) Medical examination and issuance of a certificate letter on form 086/у (including exemption from /pass for sports).

2) HIV, HBV, enzyme-linked immunosorbent RW blood assay

3) COVID-19 PCR test (for primary diagnostics).

4) Outpatient services.

5) Calling a doctor (within the limits of the city) in case of emergency (one time).

6) Emergency dental care.

7) Urgent hospitalisation

8) Repatriation of the deceased.

Insurance coverage – 1 000 000 roubles.

 

Questions?

To file for insurance policy online, please email to poldyaeva@vsk.ru a copy of your passport, visa and student card, mobile number.

Mobile: +7 927 976 53 56 (office hours: Mon -Thu: from 09.00 to 18.00; Fri: from 09.00 to 17.00

E-mail:Poldyaeva@vsk.ru

Contact person: Poldyaeva Ekaterina

The address where you can get the paper-based policy: Saransk, Marinina Str., 20, room № 3 (VSK office)

Sales office hours: Mon - Thu: from 09:00 to 18:00; Fri: from 09:00 to 16:45. Saturday, Sunday: closed. Payment in cash or by bank card

Insured persons have DIRECT ACCESS to the out-patient clinic (without contacting the dispatcher unit)

The policy is issued and becomes effective the next day.